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28-Oct-2017 23:13

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Myth: Debt consolidation saves interest, and there’s one smaller payment.

Taking out a personal loan to pay off high-interest credit card debt may sound like an easy and simple solution, but it shouldn’t be done lightly.

Debt repayment is as much about a change in mindset as it is about a change from credit cards to a bank loan.

The small amount you’d save in interest isn’t worth the hassle.

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Applying for a personal loan online can be a fast and easy process. If you are, then the funds will likely be available in a few days.Getting out of debt isn’t quick or easy, but it’s the first step to achieving lasting financial health. It simply means you’re taking out one loan to pay off a bunch of loans—or consolidating the debt to one payment.



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